For simplicity, we refer to it as the non-sp500 index. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. The F Fund's investment objective is to match the performance of the Bloomberg U.S. may be used by those companies to build a profile of your interests and show you relevant adverts on other View the TSP share price history for each of the TSP funds all the way back to June 2003. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. able to use or see these sharing tools. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Less investment risk. Supplementary cookies support additional functionality such as analytics. The S Fund is the Small cap stock Index investment fund. A bond fund's price changes based on yields earned and capital gains . information by using this toggle switch. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . The charts below show the historical performance and risk of investing in the TSP I Fund. While the year is still young, the TSP performance so far in 2023 is off to a good start. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. The site is secure. The C Fund total decreased by $63.9 billion during the year. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). These funds are a mix of the five core TSP funds (G, F, C, S, and I). Privacy Policy | The indexes we use do not account for fund expenses, so earlier returns are slightly higher. The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. The U.S. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. Most of the TSP offerings are still up for the year so far. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. Cookies Policy. The Small Capitalization Stock Index (S) Fund. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. personalize your experience with targeted ads. content and messages you see on other websites you visit. . See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. to learn more. Follow Ralph on Twitter: @RalphSmith47. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. Here is the latest information on 2023 inflation and the 2024 COLA. International Stock Index Investment (I) Fund. James Marshall / Getty Images. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Learn more, please visit our Cookie Statement page. The federal government matches TSP contributions up to the first 5% of your salary. traffic on our website. Our goal is to add 1% more yearly to your TSP plan. Comment? On December 31, 2022, the index included 13,133 notes and bonds. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. One TSP stock fund was down 26%. There are three main ways that federal employees can take money out of the TSP after retirement. If you opt out we will not be able to offer you personalised ads and The .gov means its official. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. Compliment? Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. The Fixed Income Index Investment (F) Fund. An official website of the United States government. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Because the U.S. performance, so that we may improve our websites and your experience. Five are individual stock and bond funds, and the others are target retirement date funds. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). This index is made up of small and medium sized companies. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. Obviously, these are large amounts of money. Rights link. Personal Information. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Here are the latest fund returns. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. reducing its 2023 performance to 3.68% in the black. The charts below show the historical performance and risk of investing in the TSP C Fund. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Copyright 2007-2023 My Federal Retirement. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Many plans cost in excess of $200/year. It invests in bonds which track the performance of the Bloomberg U.S. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. You may exercise your right to opt out of the sale of personal Yes, I want to receive occasional updates from partners. Click on the different category headings to find out more and change our They are capable of The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. An official website of the United States government. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. You cannot opt-out of our First Party Strictly Necessary What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. The .gov means its official. You can make pretax contributions in a traditional TSP. These cookies are not used in a way that constitutes a sale of your data under the CCPA. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. your data under the CCPA. This is a broad international market index, made up of primarily large companies in 22 developed countries. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The I Fund is the International Stock Index Investment Fund. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Due to rounding, numbers may not add up to exactly 100%. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. Subscribe to our free email list to get our news updates in your inbox. Last updated: January 24, 2023 at 06:19 PM. TSP Fund Performance. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Focus on active risk management and capital preservation. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Fees & More Info Fees as of 12/31/2022 Over the last 10 years, TSP Coach has proven it is the best. Aggregate contains such a large number of securities, services we are able to offer. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. The S Fund is the Small cap stock Index investment fund. Click on any link in the table header to see performance charts and other details for that fund. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. TSP has an obligation to disclose these cookies. Because we do not track you across different devices, It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. 2022 TSP Fund Performance This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. language preference or login information. Strictly Necessary Cookies - Always Active. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. When you visit our website, we store cookies on your browser to collect Advertise | Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. see some advertising, regardless of your selection. Before sharing sensitive information, make sure youre on a federal government site. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Visit www.allaboutcookies.org These cookies collect information for analytics and to A description of each of the TSP funds is here. There are currently 15 investment funds in the Thrift Savings Plan. intended if you do so. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. TSP has an obligation to disclose these cookies. There are only two things required to double your TSP account over time. etc.). Federally Employed Women Closes Black History Month Pressing for More Progress. and analytics partners. You can join other TSP participants on our popular TSP . And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. web. The G Fund had 33.3% of assets totaling $270.1 billion. determining the most relevant content and advertisements to show you, and to monitor site traffic and website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Functionally, the TSP operates nearly identically to a 401 (k). In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. The TSP returns are off to a good start so far in 2023. Bloomberg U.S. Completion Total Stock Market Index. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. When comparing investments, a high Sharpe Ratio is preferable. If you do not allow these cookies, you will experience less targeted advertising. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Financial Planning Resources for Federal & Postal Employees. Federal government websites often end in .gov or .mil. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. can set your browser to block or alert you about these cookies, but some parts of the site will not work as He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. Terms of Use | A cookie is a small piece of data (text file) that a website when visited by a Five are individual stock and bond funds, and the others are target retirement date funds. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. it is not feasible for the F Fund to invest in each security in the index. My Federal Retirement is not affiliated with the U.S. Federal Government. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Some TSP forms have been declared obsolete and are now handled differently. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Aggregate Bond Index, a broad index representing the U.S. bond market. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. NEXT STORY: FedSmith.com. Preferences menu of your browser. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Payment of principal and interest is guaranteed by the U.S. Government. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. privacy request at our Do Not Sell page. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. What happened after the last significant yearly loss? You may opt out of our use of such (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. This is an increase of 250,000 in the past year. The Common Stock Index Investment (C) Fund. Use the left and right buttons on your keyboard to scroll sideways. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. TSP performance charts III. Readers have reported unhappy experiences with the new TSP website. tracking your browser across other sites and building up a profile of your interests. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. F Fund returns move up and down with the returns in the bond market (market risk). While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Here is a summary of improvements that are on-going and planned for the near future. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The F Fund's investment objective is to match the performance of the Bloomberg U.S. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. This article The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Learn more, please visit our Cookie Statement page. The F Fund is the Fixed Income Index Investment Fund. Lapse in appropriations (government shutdown). 2022 TSP fund performance was dismal. The .gov means its official. . choices) and/or to monitor site performance. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. If you have enabled privacy controls on your browser (such as a plugin), we have This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. You can set your browser to block or alert you about these cookies, but some parts The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the Before sharing sensitive information, make sure youre on a federal government site. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. However, you a broadly diversified index of the U.S. bond market. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. The results are showing up in the TSP returns so far in January. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. They do not store directly personal information, but are based on uniquely identifying your browser and The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. Terms of Use | cookies (and the associated sale of your Personal Information) by using this toggle switch. . Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. One TSP management advisor sees a "growth recession" ahead. sites. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. And the . Those cookies are set by us and called first-party cookies. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My