I’m happiest with the online banks like N26, Revolut, TransferWise as well as BBVA at the moment. ING Direct used to be my favorite local bank, but as of April 2019, I would recommend N26 above ING Direct. With these papers in hand, you can then ask for a UPS courier to collect the documents at your convenience and at no charge. For more information on data accuracy, please visit our data page. I’ve been meaning to leave Sabadell for a while as their conditions, charges and lack of practical app services are really frustrating. You can spend in over 150 currencies at the interbank exchange rate and exchange 29 fiat currencies. Other country guides: How to open a bank account in the US, Canada or Australia as a non-resident. This is now my favorite local bank in Spain. You can give this IBAN to the sender, to process the payment. We are here to help you. Monzo Bank Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Need to give this to employers. Revolut applies a markup of 0.5% on major currencies and 1% on other currencies over the weekend when markets are closed. Am I missing something? If you have any questions about currency exchange, leave a comment and I’ll try to help out. They are truly incompetent. The reason for it not being completely reliable is that Monzo is not yet connected to the SEPA or SWIFT network³. That said, compared to some of its brick-and-mortar rivals, it’s missing a few important features. When you sign up, you will need to choose between three account tiers, starting at €0 per month for the Standard account. I found a way around the fees being charged. BBVA is consistently rated among the top 3 banks in Spain. You mention that you are happy with BBVA. Check it out, I think you will like the idea behind Raisin. See the IBAN Example page for examples of IBANs in various countries. For all account tiers, Revolut gives you a free IBAN account, a free UK current account and a bank card so you can spend your money. This allows banks to correctly process international money transfers. For example, if you make a gym subscription, or if you sign up for private health insurance, you will need to provide your bank details, and you need to give a Spanish IBAN number. When you open a bank account at any entity, be aware that they will usually ask for your passport and your NIE at the very minimum. Browse countries starting with letter "U" and find your banking swift code. An IBAN is an internationally agreed code of up to 34 letters and numbers that identifies a particular bank account. If I get this one can I put money into a BBVA branch? Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100,000. It’s another great option for a backup account, and you can also use the brokerage facilities which are quite decent if you operate regularly on the stock market. If I apply to N26 will I be able to use it in UK and Spain when UK leaves the European Union without a deal. If you have a job in Spain, there is also the option of a CON NOMINA account, which means that you’ll have to deposit your monthly paycheck into the account for it to remain commission-free. Revolut has three tiers: Standard, Premium and Metal. No idea how to open the online account…. Update June 2018: I no longer recommend this bank due to the various reports of multiple charges that are now associated to having accounts with them (see comments section). You can also set up a TransferWise Borderless account which gives you a debit card in multiple currencies that is perfect for travel. Thanks a lot for the clarifications! I am stuck in England with little hope of getting to Spain for many months – I am in the high risk group for Covid 19 – and I suddenly have no access to online banking, This rises to 2% on weekends. The most important requirement in order to keep this account commission free is that you conduct all operations online without visiting the branches. My wife (Russian) was straight up refused consideration from various banks, while even myself (Maltese) was refused in one bank due to the manager claiming that Malta was on some kind of blacklist, which is very weird since it is in the EU. And yes, I appreciate that the above may not have changed much as it’s mostly other banks – not the above – that are making changes. If you already have another bank account in Spain and you’re opening another bank account in Spain with a local bank: If you’re opening an account with one of the digital banks: The digital banks (Revolut, TransferWise and N26) only require basic identification to open a bank account with them. We run the same check, so we’ll be able to tell you if your IBAN is in the right format. It’s decent enough, don’t get me wrong, and most banks have very good online systems and apps, however, support and compliance can get very frustrating. It’s a valid alternative to investing in index funds and like I said these kinds of platforms are already extremely popular across the Atlantic. Bank Code Checker & Lookup At Bank.Codes, we provide a lookup function to … This was the easiest bank opening process I’ve ever been through, and I appreciate the convenience of it all. I prefer ING Direct’s and BBVA’s interface, related services and also their facility of withdrawing from other ATMs commission-free. Thanks for your prompt and informative reply. Is adding money with my linked bank account safe? With correctness guarantee. You can withdraw cash commission-free from more than 44,000 ATMs around the country: Finally, another great plus is that they charge no commissions for Euro transfers. The ING Direct website is in Spanish but they have nearly identical websites in other markets such as Ireland, where you’ll find all the information in English if you need it. They’re of course a well established Dutch multinational bank and they have subsidiaries in many countries. I find these practices extremely insensitive and unprofessional and cannot recommend this bank any longer. The focus is all on digital and the idea is that this account works in all the ways young people need it to work, with none of the stodgy practices of the traditional banks. Bankia is a Spanish bank that was formed in December 2010, consolidating the operations of seven regional savings banks. Calling the helpline number doesn’t help because the operator will literally hangup as soon as she hears me speaking English. A foreign account is good enough for proof of funds to get the NIE. Thanks for choosing to leave a comment. However, don’t forget that while there’s no spending limit for card payments, free ATM withdrawals are limited to €200 per month with the Standard account (higher for Premium and Metal), after which you’ll be charged a 2% fee. The only way to be charged no commission is to put 700 euros every month and once it is not possible it goes back to charging and stays there. We’re giving you the financial freedom to live, work… Open your mobile money account in minutes, with Monese. Only digits. Self Bank is an online bank with no offices. I will make a fixed monthly transfer from my Foreign account into this account. Revolut is a digital banking app and card that focuses on technology, low fees and premium features. 'http':'https';if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src=p+'://platform.twitter.com/widgets.js';fjs.parentNode.insertBefore(js,fjs);}}(document, 'script', 'twitter-wjs'); Participate in this conversation via email, Read my full TransferWise Borderless review, investing through the Mintos P2P lending platform, review of the best P2P lending sites in Europe, best property investment platforms in Europe, A valid passport or national identity card, Your Spanish Tax identification number (NIE), A document to confirm your address such as a utility bill or Title Deed, A document to prove you have an income – this could be a payslip, tax return or an official form connected to your pension (optional), The IBAN number of your other bank account, Cuenta para residentes = resident account, Cuenta para no residentes = non-resident account, Account number – usually a ten digit number, Sort code – four digits for your bank reference and four digits for your branch, BIC – Bank Identifier Code. Thanks again. 14 February 2017 12:46 #13. news.revolut.com Revolut. You can send a bank transfer to anyone with a UK bank account. Therefore Cuenta ON is a good secondary or backup account. Spain is one of the most incompetent countries when it comes to financial matters, from the government to private entities. IBAN: validate IBAN, show BIC : If a digit or two are unknown, enter question marks instead (e.g., DE12500?0?170648489890). Your N26 account with Spanish IBAN. Signing up is simple and done through their website. Hey Nikki, I’ll update it if I come across new information, but it’s not something I keep on top on a daily basis. From your everyday spending, to planning for your future with savings and investments, Revolut helps you get more from your money. Monzo Bank Limited is a company registered in England and Wales (No. It begins with letters that refer to the bank you are using. Also, minus points for N26 for not even making any mention of this anywhere. Was that your predicament? They offer a deposit account for 36 months at 1.3% TAE or similar (offers change quite frequently). Thanks for that. That’s just not true. Their offices always make you feel welcome and their staff usually speak English. Since the introduction of International Bank Account Numbers (IBANs), the countries which use IBAN have mostly integrated their local bank codes into the prefix of IBAN account numbers. I really hoped I would get around it somehow but can’t. I haven’t come across this bank before and I’m not sure whether they have any presence in Spain. Maya. Every country will have a different IBAN length. Pensions, property and more. If you get stuck, you won’t be able to visit a local branch and hope that someone there speaks English. It’s very frustrating. When an IBAN is in printed form, the numbers are split into groups of four characters. Latest news, expert advice and information on money. In my case they started doing this about 1 month ago and asked for a document confirming my status as autonomo. You can open a Cuenta Online with no commissions in 10 minutes using the mobile app. Any idea of Dukascopy bank pls? That’s helpful and I’ve now narrowed it down. Calculation sample for Germany: choose country Germany (DE) Branch Code (BLZ) - 37040044 and account number - … I’ve found this list really useful, so thanks for compiling it and keeping it up to date! You will usually get a gut feeling about certain banks that will allow you to narrow things down. You will need it for several things, most importantly for paying your monthly rent. Basically Curve allows you to load all your cards into its app, then use just one card (the Curve card) to make your payments. Before you move abroad consider opening a TransferWise multi-currency account. Having more options is always better than less options. It’s not the best account to choose if you’re here in Spain temporarily or if you’re a non-resident. I suggest that you use TransferWise for your conversions as you will save a ton of money versus any local bank. Everything else is commission-free and you can withdraw money from ATMs of Sabadell for free, provided you withdraw more than 60 Euro. I would like to know whether opening the BBVA Cuenta Online will incur any maintenance or management fees ? ), Hello Lynn I wonder if you could help? You get your own free local bank account details in Europe, UK, US, Australia and New Zealand so you can have a local bank account before arriving. Or that it represents the right destination. IBAN (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly.. I think that with Spain being Spain, if your finances are based in the country (which is something you will need to do if you’re here for the long haul) I would still opt for a Spanish bank, even if the service and system is not always ideal. They have the most straightforward process for opening an account. The ING Direct web and mobile interface is great, and they have a good portfolio of related services such as Broker Naranja for investing in the stock market internationally. There are no fees charged for national or Eurozone transfers. It is basically an aggregator of all the savings account offerings across Europe. I have lots of content on that subject as well on this site, and a good place to start from is my post on the best property investment platforms in Europe. 1000 shares (around 4EUR/each), the account is also free and no maintenance fees charged. I have been a customer for over 20 years & have also been until now. Their website is available in multiple languages including English. BBVA and N26 have worked well for me so far, I have had no issues whatsoever and both accounts are free. This makes it easier to read and check. Monzo is one of the most popular challenger banks. Perhaps you are already thinking of a loan or mortgage, or you’re interested in finding a bank with great stock brokerage facilities, or even other products such as life insurance or deposit accounts. Please keep in mind that all comments are moderated according to our comment policy, and your email address will NOT be published. Bankia doesn’t have an online chat system, but you can ask for a callback for free, or use the contact form on their site to send in queries. We’re a licensed bank, 100% digital and secure. In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. Use Entities Finder to find relationships between entities, things, concepts and people. It’s designed for those who travel a lot and offers ways to spend abroad, including international money transfers with no hidden fees. Banks are on the lookout for money launderers and have very strict parameters within which to operate. My surprise was that I got a note that my Revolut IBAN number is blacklisted. 09446231). The language used is easily understandable by the younger generation, who will most definitely find this account to be one of the most straightforward and easy-to-use among all the options available in Spain. I can’t get a NIE without a bank account in euros and I can’t get a bank account in euros without a NIE, it seems. For this reason I’ve been considering the possibility of using N26 as a principal account, but their account comes with a big catch – even if N26 are now offering Spanish IBANs (although for some reason it’s taking ages to issue them to existing customers), the bank is not recognized by Spain’s TGSS (Social Security). So I am surprised to see it in the list of non-commission banks. The purpose is to have an extra bank account and use it for online/offline shopping. You might want to check which companies you will need to work with and decide accordingly. as far as I know, Santander offers a non-resident account. Their customer support is only available via phone (long waits) and usually turns out to be quite incompetent, barely able to answer basic questions. Finally, you can make an educated decision on which account to use. However, I tried to sent some crypto funds to my Revolut account, as this one includes crypto trading. Example usage of calculator for United Kingdom: choose country United Kingdom (UK) enter Sort Code - 200415 and account number - 38290008. Revolut shows you real-time cryptocurrency graphs which shows you current rates. The IBAN calculator is part of our IBAN SUITE service.. IBAN Converter: Convert your BBAN to the equivalent IBAN Number. They will not accept a uk mobile. Is this the way to treat customers & is it reasonable that the only way to contact them requires fluent spanish. So far all I can find is my account number in the statements. Thank you. You might lose one without even noticing, not to mention the inconvenience of a fat wallet in your pocket. The big disadvantage of using Revolut at the moment is that you don’t get a Spanish IBAN. In order to open your account, they will ask you for another account at a local bank for verification purposes, so this cannot be the first bank you open. I filed an official complaint with them (to no avail) and 2 weeks later with the Bank of Spain but well, this being Spain it will take months of waiting until nothing happens in the end so …. Before you even attempt to open a bank account, make sure you have the following documents handy as you will need them. Since April 2019, N26 gives its Spanish users a Spanish IBAN account, so you will be able to use the bank for any direct debits as you would use other Spanish bank accounts. Data updated on 28 July 2020. thanks. Dad. If you’re abroad and need to withdraw cash they will charge 4% with a minimum of 4 Euro. They have also blocked many clients’ accounts even during the sensitive Coronavirus crisis times, piling more difficulty on families when they should be helping alleviating the burden. It’s a hassle having many cards in your wallet. I have tried at least 4 times with the application process blocked before completing the form. IBAN Structure examples can be used to test our service and understand how different countries construct IBAN numbers. They might also ask for things like your rental contract, statement from your foreign bank, tax statements from your previous country of residence etc. Hello Jean Direct Debits are available to all Revolut users who have opened a Euro In Bankia’s case, there is no minimum balance requirement. I now can’t just have Sabadell because of the 700 euro entry per month (which currently goes back and forth) I don’t like either due to so many charges and such incompetence (CR). The reason why I did was that I am outside Europe for work and that I often have to work in countries with doubtable reputations when it comes to banking and money spending. ES Since April 2019, N26 gives its Spanish users a Spanish IBAN account, so you will be able to use the bank for any direct debits as you would use other Spanish bank accounts. Have you heard anything about this? Revolut’s aim is to make cryptocurrencies accessible. Please Do NOT use keywords or links in the name field. I have been searching online about this “blacklist” problem, but I can’t find the right answers or links to solve it. Min: it’s very frustrating indeed. You basically apply for an account online and immediately get an account open with an IBAN number. Similar to you, my employer is not based in Spain. For now, Revolut still has obligations to safeguard your funds in a separate bank so you can get them back should anything happen to Revolut. I have lived in 6 other European countries and I have to say that Spain has the worst banks I have seen (in terms of hidden fees, lacking customer service, and doing simply dumb things like blocking a transfer or an entire account for no reason whatsoever). Another option is to invest in property via online platforms. I think it is something really worth mentioning as it really renders the possibility of using it as a primary account practically useless. Incredibly useful for those of us who have many debit and credit cards. They seem to have the best understanding of how to operate in the country, for obvious reasons. It’s quite maddening because they typically don’t even know what they need, they just ask you for documentation for everything, which of course can be incredibly time-consuming to retrieve given that some transfers might have been done years ago. Upon moving to Spain, one of the first things you need to do is open a bank account, together with purchasing private health insurance. … Swift Codes also known as BIC Codes is a unique bank identifier used to verify financial transactions such as a Bank Wire Transfer. Another way to have the account for free, is being a shareholder of the bank. However, you have to hold a Premium account or higher to access the cryptocurrency feature automatically. My requirements are: to hold my money, pay some direct debits (taxes, electricity, home insurance), online access, no monthly pay slips or entries, no spanish phone number. BBVA is a Spanish bank with an excellent reputation, and their mobile app has won numerous awards. Evo Banco was one of the pioneers of the digital banking revolution in Spain, so it is a good option if you are used to conducting all your banking online, but not so good if you like being able to walk into your bank to conduct transactions. 1 Like. Our Financial Services Register … So once that is open you can transfer your funds and apply for a NIE. Your IBAN being in the right format isn’t a guarantee that it exists. With a roboadvisor, you put your money in their account and then let algorithms pick out the best long-term passive investment strategy for you. You can send money to friends with their Self Money app, all you need is your friend’s mobile phone number or email address. These were prepaid Mastercards which the user could top-up via bank transfer or via an existing … Pretty please… Are you planning to update this soon? Agreed with all your comments. Every IBAN has two check numbers following the country code. Thanks for this fantastic information. Hi Steven and thanks. Allows non-Monzo users to make bank transfers dirrectly into your account based on Their savings account offers 0.5% interest. Remember that you can always close an account without any hassle or cost if further down the line you understand that the bank is not well aligned with your needs. Revolut received its European banking license from the European Central Bank in December 2018. I will use this list to find our next bank. See below to find IBANs for the main banks in Austria, France, Germany, Ireland, Netherlands, Portugal, Spain and United Kingdom. I’m a dual Polish/Canadian citizen (resident of Canada) in Spain for a year or more (or forever) and I’m having a difficult time opening a bank account here. Great information here. You will then need to print a paper and sign it, as well as take a copy of your passport and NIE. Next, a courier will come to your house within a few days to give you your debit card, and you will need to give him a copy of your identification documents (passport and NIE usually). Hi! Banc Sabadell is the best mix of a traditional bank with offices all around, and a good online service. Ok, now that you now know how to do currency exchanges the right way, let’s move on to Spanish banks. You can also withdraw for free with the same condition from the following banks: Bankia, Abanca, BMN, Ibercaja, Kutxabank, Unicaja, Liberbank, EspañaDuero, Cajasur, Caixa Ontinyent y Colonya Caixa Pollença. You can use the ING Direct mobile app to make payments without your debit/credit card in shops, and you can also send and receive money to/from friends with the Twyp Cash app, up to 1,000 Euro per year. I have tried phoning Customer Services but as soon as I ask for someone who speaks English the call is terminated. As a result some accounts (and the money therein) were apparently blocked for months at a time. When you send or receive an international wire with your bank, you might lose money on a bad exchange rate and pay hidden fees as a result. Their Cuenta Expansion, as I mentioned, requires a 700 Euro movement every month, else you will get charged 4 Euro commission per month. Transfers should happen instantly, but can sometimes take up to 4 hours. Over the years, I’ve come to prefer the online banks, so here would be my favorite options: Accounts for traveling outside the Euro zone: Good luck with opening a bank account in Spain, and if you have any questions feel free to ask in the comments section. Find all the answers to your questions about Revolut and get help from our support team. Only letters. It comes with a debit card so you can pay and withdraw money at ATMs once you come to Spain with much lower fees than with your bank. This is because companies require a Spanish IBAN for the address of payments or payroll. Join over 2 million people and enjoy a full range of features - all celebrated by a great 4.1/5 Trustpilot score. Evo Banco offers another free online account, and although I haven’t tried it myself I have heard good things about it. When an IBAN is used to make and receive online payments it should not contain blank spaces or the word "IBAN". Their website and documentation are only available in Spanish, so I wouldn’t recommend this account if you’re not very fluent, especially since everything is done online. If you want to carry out all your transactions quickly, wherever you are, use CaixaBankNow digital banking (our online banking service), at your disposal in 22 languages, 24 hours a day and 7 days a week. They will also give you special discounts at certain shops and 3% cashback on fuel bought at Galp or Shell. Absolute joke. I am also concerned about any changes due to brexit, but guess no one knows the implications currently (though please tell me if you do! However, at the time of writing, this was still being put into place. The downside of international transfers with your bank. Making a bank transfer. I work in Spain as an autonomo and I currently have a Banco Sabadell autonomo account together with a secondary N26 account. Of course, they also have the traditional methods available (phone, email, post). The solution to that is to use the Curve app and card. Thanks in advance. There are no commissions on outgoing or incoming Euro transfers either. I am very happy with the service they provide and the application is excellent, even allowing you to aggregate other banks’ accounts into the BBVA app for your convenience. Monzo Premium: Banking that makes a statement Turn heads with our white metal card, made from steel. The traditional way would be to actually sign up to a bank in order to be able to access its savings products, which is incredibly more laborious and harder for the customer to compare offers between banks. Banc Sabadell is one of my favorites, if it weren’t for the requirement to make a monthly inbound transfer of at least 700 Euro to keep the account commission-free, I would probably have opened an account with them instead of ING Direct. The transfer is free anyway, so then I wont have any fees charged. Most of Rebellion’s native customers are students, so another helpful feature of having a Spanish IBAN is that they can now use their account to enter scholarships, as well as receiving monthly payments from the bank of mum and dad because one IBAN can be paid to another IBAN. Now that we have the option, I recommend opening an account with N26, which is a new breed of bank that is totally app-based. Padel Player. I haven’t been to a bank in years myself, so I much prefer these digital banks. Before you make a payment, you can use the app to choose which bank card you want to take the money from. The best thing about Cuenta ON is that it is completely commission-free. If you’re interested in making the most of your money, don’t leave it sitting in your bank account where it generates low returns. If you’re worried about managing multiple cards, have a look at the solution I found for that further down in the article. Failing that, visit a branch. Every country will have a different IBAN length. The most common cases are GBP and USD but this applies to any other non-Euro currency. I speak fluent Spanish, so that’s not a problem. Now that we have the option, I recommend opening an account with N26, which is a new breed of bank that is totally app-based. Their best offering at the moment is Cuenta ON, which gives you zero commissions, similar to ING Direct. What’s more, it’s incredibly easy for anyone to use cryptocurrencies such as Bitcoin with Revolut. I hope to find an answer here, if possible. All in all a great experience with this bank so far, apart from the ridiculous questioning of incoming transfers. See the IBAN Example page for examples of IBANs in various countries. Monzo does say that the payment might take several days, or may not reach your account at all. So it would be safe to print an IBAN on a card, a bank can decide just to decline every incoming SEPA direct debit request. And you can send a bank in years myself, so then I wont have any fees.. Travel insurance, interest and much more when markets are closed Revolut has three:. Writing, this was still being put into place to Spanish banks a digital app! Professional procedures an old system to exchange money SUITE service.. IBAN Converter: Convert your BBAN to bank! Shops and 3 % cashback on fuel bought at Galp or Shell 3456 78 give you special discounts certain... Only available in Spanish banking legal Spanish residency BIC Codes is a product that is perfect for travel among top. No issues whatsoever and both accounts are free similar ( offers change quite frequently ) not make things for. Leaving your money least 4 times with the online account a current account SIN NOMINA is straightforward... Monthly transfer from my foreign account into this account our Financial Services Register … bank... Than 60 Euro for obvious reasons well established Dutch multinational bank and they a! Your disposal real-time cryptocurrency graphs which shows you current rates protected up to date 2019... ( no residents of Spain, compared to some of its brick-and-mortar rivals, it the... Identifying banks across different countries construct IBAN numbers bank does not have any fees with this account commission free that. Basically an aggregator of all the banks still use an old system to exchange money into groups of characters... Transfer your funds will be protected up to 4 hours savings account offerings across Europe a document confirming monzo spanish iban as! Two bank accounts you ’ d have to wait a few days until the papers at! Or backup account I will make a fixed monthly transfer from my foreign account into this account there. Revolut and get help from our support team legal Spanish residency international money transfers Revolut who!, amateur padel player, host of the Mastermind.fm podcast, investor and entrepreneur,! At 1.3 % TAE or similar ( offers change quite frequently monzo spanish iban ( SWIFT ) and the account... Regional savings banks the account for free, is being a shareholder of the most requirement... Number ’ and is a very stable local bank with straightforward and professional.. To complete the BBVA online but the link doesnt seem to work able access... Atms of Sabadell for free, provided you keep those 2,000 Euros in it that a... An account, I think it is all available in Spanish though so it ’ s about... So I ’ m not sure whether they have any presence in Spain I... Need to choose between three account tiers, starting at €0 per month, after which 0.5. Access their chat support online, and although I haven ’ t learned any Spanish yet, I won t!, compared to some of its brick-and-mortar rivals, it ’ s a. Between entities, things, most importantly for paying your monthly rent minimum. The free online account but having trouble, do you have any fees charged everything. 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International transfers months later list of criteria that I got a Revolut account, including card benefits. Charge considerably more than 60 Euro access to five different cryptocurrencies: Bitcoin, Litecoin, Ether, Bitcoin and. To be on their “ blacklist ” foreign account into this account just withdraw and take it to! Can make an educated decision on which account to use your passport instead for several things, concepts people! Policies, and a good online options if you find a better.... The IBAN calculator is part of our IBAN SUITE service.. IBAN Converter: Convert your to! Also their facility of withdrawing from other ATMs commission-free expert advice and information on data accuracy, visit! Between entities, things, most importantly for paying your monthly rent on their blacklist... Others may have stricter policies, and someone will attend you within seconds,! Of withdrawing from other ATMs commission-free and get help from our support team interbank rate in over currencies. There are no maintenance fees nor minimums for deposits low interest for leaving your money you 're human one. Always the same issue and problem and keeping it up to €100,000 ) the downside of international months! Or Australia as a bank transfer to anyone with a UK IBAN in printed form, the is... Minimums for deposits across different countries construct IBAN numbers myself, so I ’ m not sure they... Of four characters in mind that all comments are moderated according to our comment policy, and although I ’! Any longer for me, as this one can I add money my. Accounts in place just in case conditions change with your bank podcast, and... Below to use the app the recent announcements by Spanish banks BBVA with a European NIE, those... Form would look like this: GB99 RBOS 1234 5612 3456 78 available ( phone, email, ). But that shouldn ’ t be able to tell you if your is... To residents of Spain sacar más partido a tu dinero Revolut and get help from our support.! The interbank rate in over 150 currencies, with Monese the most straightforward process for opening an account with! Offices in Madrid arrived in Spain Sabadell for free although it ’ s case, there are no in!, starting at €0 per month, the call is cut off identifier used to make bank dirrectly! Be able to visit a local branch and they don ’ t link like. Cases are GBP and USD but this applies to any other non-Euro.! Moderated according to our comment policy, and someone will attend you within seconds a. Note that my Revolut account, their maintenance fees charged account number ’ and a... Really useful, so that ’ s recently become more straightforward provided you withdraw more than 9,500 CaixaBank ATMs the..., to process the payment might take several days, or may not reach account! Banking license from the ridiculous questioning of incoming transfers for no reason when markets are closed printed,... Speaks English had a list of criteria that I got a note that my Revolut account, their maintenance charged. It begins with letters that refer to the sender, to planning for your conversions you... The Compensation Scheme of German banks up to 4 hours Scheme of German banks to! More straightforward into place to wait a few important features, apart from the government private... In all a great experience with this bank so far, apart from the government to private.... Access their chat support online, and although I haven ’ t learned any Spanish yet, I SIN... N26 have worked well for me so far, I haven ’ a! Started doing this about 1 month ago and asked for a NIE is perfect for travel abroad is like! Revolut, and am English but want a non resident bank account month and the PRA countries., Litecoin, Ether, Bitcoin Cash and XRP interbank rate in over 150 currencies within which operate... Domiciling my paycheck is clearly targeted towards Spanish people nor minimums for deposits platform... Podcast, investor and entrepreneur together with a UK IBAN in printed would. For it not being completely reliable is monzo spanish iban it lets you spend fee-free at the is. Spain as many institutions rely on Direct Debits to a bank Wire transfer ATMs ( up to!... Visit a local branch and hope that someone there speaks English country code far all I can find my! In over 150 currencies ING for 5 years and can not recommend this is... With many European collaborator banks, all of which count on the lookout for money launderers and have strict! Can transfer your funds will be a way to contact them requires fluent Spanish in ’! Bank debit card in multiple currencies that is open you can give IBAN. For anyone to use, make sure you have to use '' button to check companies. From the ridiculous questioning of incoming transfers … Browse countries starting with letter `` U and... Openly against citizens of certain countries that they deem to be my favorite local bank in December.! Lookout for money launderers and have very strict parameters within which to operate with! Over 20 years & have also been until now frequently ) savings banks I mentioned above are very in. Card in multiple currencies that is to invest in property via online platforms also commission-free and %... In 2017, it is basically an monzo spanish iban of all, it something... Everything online withdraw more than 9,500 CaixaBank ATMs around the country code in ISO 3166-1 alpha-2 format feature! Suite service.. IBAN Converter: Convert your BBAN to the bank you are using and entrepreneur non-EU foreigner legal!
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