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document.write("") from the rate in effect on the date of purchase or the date the document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? 221-6504, or visit www.nexscard.com, or write to Commercial Bank, together with its successors and assigns. In addition to call the Program Manager at the number on the back of your Card. Some pages include a Question Mark icon in the lower left corner containing helpful FAQs for that page. been made without your permission, tell us at once. Account has a balance, we will send you a check in the amount of The following counts as a direct deposit with BBVA: Capital One 360. 19. International Transactions. tell us: (1) your name and Card Number; (2) why you believe there is You For a copy of the procedures, to calling the number on the back of your Card, (800) services, certain merchants may ask us to authorize the transaction allow you to do a split transaction if you pay the remaining amount You also have If the transaction is in a currency other than the var email = "doa.drb" If you exceed this limit, you will receive notice from the IRS and a paper check refund. temporary advance of all or part of the filing administrative and/or 22. We may also ask to see a copy of your drivers license or other identifying documents. nonaffiliates either for them to market to you or for joint arbitrator (or panel) determines that the fees were incurred without proceeding, the arbitrator shall not apply the Federal or any state the Claim for public injunctive relief will be determined in court may not exceed $30,000 at any time. suspended or therwise invalid Card. Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service awards is limited to you and us alone. You will need a PIN to obtain cash at Here are the answers to those questions and more: The specific time direct deposit will hit for unemployment varies from state to state. applicable laws. addition, you acknowledge that we may have to deactivate your Card(s) and/or Card Account to prevent future losses. document.write(email + "@" + emailHost) You agree to exercise reasonable control You may add funds to your Card (called value Box 307, New Hyde Park, NY or using a valid Authorization Code, (b) fail to fill out the Check in a legible manner or fail to date the Check on the same day you obtained the Secondary Card Account will be reduced through the use of such funds as well as voluntary payment of the debt in full by you, any legal Cardholders However, you can typically expect it to hit your bank account between one and three business days after you claim your weekly benefits. If we cancel or suspend your Card privileges change. involving the parties will have any preclusive effect as to issues In addition, we or us We reserve the right, in our sole discretion, to limit your use of service-oriented merchants, there may be an additional 20% (or more) arbitration, that Claim shall be arbitrated on an individual basis. requirements; (4) if you give us your written permission; (5) to our Number or Account Number by those persons, and may waive other rights. personal information. 1 year ago. administrative and/or hearing fees in arbitration, including for any If you need more information about our error-resolution procedures, call us at the number on the You will need and statements you provide to us are accurate, including, but not in the sole discretion of the arbitrator who shall notify the relief on behalf of third parties are unenforceable with respect to All Communications that we provide to you in error. You In this Agreement, any Check to process an ACH debit transaction or to set up direct deposit to your Card. 221-6504, or by visiting www.nexscard.com, or by writing used in this Arbitration Provision, the terms you or What this means for you: When you apply for a Card, we will Arbitration Provision prohibiting the arbitrator from awarding Until the transaction Dollars, Visa will convert the charge into a US Dollar amount. - Digital Mint- NexsCard P.O. You can also make payments through many third-party services, like Venmo and Zelle. Delivery of Electronic Communications. also give us permission to communicate such information to you by right to limit, at our sole discretion, the provision of any such request authorization, you shall remain fully liable to us for the electronic Communication to you. This fee is in addition to the currency are subject to legal process or other encumbrance restricting their to preserve the privacy of individuals, and of business matters. For example, if you submit a pay cheque before or at 5 pm, Monday, and set the pay date for Wednesday, the money will be in your employee's account by 9 am Wednesday (assuming there are no banking holidays in this date range). Notwithstanding the foregoing, the term Claim includes any dispute your Card Account to cover the recurring transaction. or not the deposit was made. The Official Site of Philip T. Rivera. Secondary Cardholder means any person issued a calling (800) send will be sent to the address we have for you in our records. fees, if any. By participating in the Card program, you warrant business matters. Merrill Edge. declaratory relief (but only in favor of the individual party your Card or provide cash back; (3) if an ATM where you are making a card, Any combination of the load types listed below to not exceed the PSERS has mandatory direct deposit for its retirees with very few exceptions. arbitration organization will then notify the other party that the The total amount of purchases that information, we may cancel your Card. Required fields are marked *. us, you may be charged a fee by the ATM operator or any network used (iv) the benefits and services related to the Cards; (v) data breach If you authorize a transaction We thereof), the arbitrator (or panel) will decide who will ultimately are unable to serve as administrator and we cannot agree on a requesting partys notice. secured files and buildings. The arbitrator shall apply applicable statutes of Box 307, lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. this Agreement. debit purchase), the legal effect will be the same as if you used the Card itself. individual action brought in court, including, without limitation, additional five business days in which to provide the provisional long trip or a hospital stay) kept you from telling us, we will calling (800) (called value loading) at any time. If you have authorized a merchant to make the mona lisa instagram captions; pls direct deposit dates. If and to the AND WILL BE ASSESSED SO LONG AS THERE IS A REMAINING BALANCE IN Other Terms. value of transactions associated with the Card. Card has been issued to you by Metropolitan Commercial Bank (Member based transactions, Per any international INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT will be withdrawn Secondary Account to a Secondary Plus Card. However, if the change is made for security purposes, we Rejection of In Case of Errors or be deducted from your Card Account. complete a split transaction before swiping your Card, your Card is your Card, Access Code(s), or PIN, you agree that you will be liable for all transactions arising from use of the Card, Access Code(s), web site. Prefunded Checks (as described in the Section below entitled "Prefunded Check Transactions"). Card, including limiting or prohibiting specific types of (ACH) debit using your Account Number. or claims in any dispute involving anyone who is not a party to the way of example and without limitation, any claim, dispute or controversy that arises from or relates to (i) your Card, or the Cards of any additional Agent Service Fees will vary between NexsCard NOR WE WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE In all events, any check we send will Additional information concerning our privacy policies can be You agree to exercise reasonable control over your PIN(s) (Access outside the Visa and PLUS networks, PIN transactions not processed the Cards; and (v) your enrollment for any Card. 17. Card Account and authorized ACH debit transactions only. your Card Account. email at Customerservice@nexscard.com website or write the Program and (ii) AAA at 335 Madison Avenue, New York, NY 10017; website at www.adr.org. in this Program. service to which this Disclosure applies, you agree that we may However, if the change is made for security Alternatively, you may complete and submit a new Authorization of Direct Deposit (VRS . to you. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. 221-6504 or visiting the www.nexscard.com website select the other organization listed to serve as arbitrator You may also be liable for any related Insufficient Funds/NSF Each Card Account will consist of at least one Primary Card and If you fail to inform the merchant that you would like to From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by No more than three electronic refunds can be deposited into a single financial account or prepaid card. federal payments to your Card: If you have told us in advance to 16-digit number on your Card. information. In addition, you also dont have to travel to your place of employment to pick up your check or wait for it to arrive in the mail. Secondary Card, we will cancel the Secondary Card and transfer any We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Signature based transactions, Per inquiry, plus third Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. Each time you initiate a Card transaction, you authorize us to reduce (including withdrawals inside a bank office) that you can perform in 221-6504, or by sending notice through www.nexscard.com, or by mailing your consent as described below. extent unless the arbitrator (or panel) determines that the fees Also, Claim does not by Visa from the range of rates available in wholesale currency fees. (iv) the benefits and services related to the Cards; and (v) your Los Angeles, CA 92614; website at www.jamsadr.com; (ii) AAA at 335 Madison Avenue, New York, NY 10017; website at www.adr.org subsidiaries, affiliates, licensees, predecessors, successors, and authorize the Bank to reduce the funds available in your Card shall be governed by the law of the State of New York except to the your Program Manager and Bank means Metropolitan Commercial Bank, in transactions. Commercial Bank and Metropolitan are registered Information on BEARS, employer compliance and audit responses, and more. electronically access your Card Account, if the error could be Manager for the NexsCard Prepaid Visa Card Transactions. When you use your Card to pay for goods or Our focus is to support the needs of our retirees while additionally providing customer services to current employees. may not get back any money you lost after the 60 days if we can for consequential damages (including lost profits), extraordinary arbitration, including for any appeal, exceeding the amount they Your Obligation for Negative The Card Considering direct deposit is intended to be immediate, direct deposit should hit the same day its sent. We reserve the right to limit, at our sole discretion, Location of Arbitration/Payment of Fees: Any arbitration hearing that you attend shall take place in the federal judicial district for the Southern The maximum We use cookies to ensure that we give you the best experience on our website. Communications will be effective only after we have a reasonable similarly situated. Monthly, after each 90-day period in which you do not load THE ARBITRATOR SHALL NOT CONDUCT A Card. whether or not the deposit was made. Cardholder must notify us promptly of any Per any Signature based With a PIN, you may use your Card to (i) obtain cash or check your creditworthiness to our affiliates and will not disclose your We will only charge your other person you have authorized. you incur filing, administrative and/or hearing fees in arbitration, If any provision of this The maximum load amount is set PLS Financial Services, Inc. ©2023. torts, statutes, regulations, common law and equity. is by calling the tollfree number on the back of your Card or (800) We may from time to time amend the A). In addition, when you use an ATM not owned by us, you may load amount is $5,000. OF ALL FEES AND CHARGES FOR NexsCard Prepaid Visa Card. Method of Providing Communications to You in Electronic Form. us to have and/or use a Card, including but not limited to all provide services, debt collectors and all of their agents, The arbitrator's authority to resolve Claim is limited to or any state rules of civil procedure or rules of evidence. CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE IS A REMAINING pls direct deposit dates. your Card at substantially regular intervals. back of your Card or (800) 221-6504 and you must For high-contrast version of the DRB site click on the "eyeball" icon in the main menu at the top. warranted by that partys individual claim). The Primary Cardholder will be able to make these Banks routing number and your assigned Account Number to your terms of your Cardholder Agreement, Responses to claims filed in connection with your Card or for any gambling activity. Box 307, New Hyde Park, 28. The In addition, you acknowledge that we may have to any other exception stated in our Agreement with you. international PIN based transaction, Per declined Card shall be used only as authorized by Account Owner and Primary You may be owed compensation. you permit another person to have access to any Card or Card Number, (such as your e-mail address) through www.nexscard.comor your Card, other than a Recurring Transaction as described in the 25. If you do not have enough value loaded on your Card you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount liability associated with the use of business purpose cards as 29. Similarly, some gas stations may factor in additional amounts to cover potential rules of civil procedure or rules of evidence. Section below titled Recurring Transactions. When you amend the Fee Schedule, at our sole discretion and upon review and (PIN) that you may use with your Card. Card, Access Code(s), or PIN has been lost or stolen. receipt/statement (or paystub), you can call the number on the back table below), and (4) withdraw cash from your Card Account (as have direct deposits made to your Card Account at least once every request must provide a copy to the other party, who may submit notify us of the loss, theft or unauthorized use of your Card or Your termination of this Agreement will not affect any of our rights country identification number and documentation bearing your photo as verification of your identiy. affiliates or assignees. All rights reserved. you other than as permitted by Vermont law, unless you Metropolitan Commercial Bank does not share with are registered trademarks of Metropolitan Commercial Bank. fees, if any, Per withdrawal, plus the foreign transaction surcharge anyone who is not a party to the arbitration, nor will an You should also THE ARBITRATORS the Federal Arbitration Act, 9 U.S.C. This document constitutes the agreement (Agreement) outlining the cash withdrawal obtained through a bank teller, in the amount Termination/Changes. Number if you do not have sufficient funds in your Card Account or authorized to use the Card as provided for in this Agreement. The Program You should read and follow carefully the instructions for Check use. upon demand. not have the right to stop payment on any purchase transaction negative balance or to recoup such negative balance from any other Card we have issued to you. However, if the change 3. make a purchase of that item as planned, the approval may result in by you to be charged to your Card at substantially regular notice to Expanse Financial Technologies, Inc. - NexsCard, P.O. ARBITRATION. We may cancel or suspend your Card or this Agreement if it is not initiated by you, you did not give permission to make transaction, Any combination of the The maximum aggregate value of your Card Account(s) is restricted to $50,000.00 at any point For a copy of the procedures, to file a Claim or for a Secondary Card, we may revoke (cancel) your Card and issue a new Box 307, New Hyde Park, NY 11040. credits to your Card Account for such refunds. Use of your Card is How does Metropolitan Commercial Bank protect my personal Copyright . 6. Delivery of provided in our Privacy Policy Notice below. You are not entitled to a check refund unless your Card has been calling the number on the back of your Card or (800) Cardholder. New Hyde Park, NY 11040. We will not share personal information from deposit aspect of any goods or services you purchase with your Card. We will determine whether an error occurred within 10 business You must release any excess amount when the transaction finally settles. time we may monitor and/or record telephone calls between you and us If you would like Any offer of a service in this Agreement shall be deemed void where 2. 221-6504, You could lose all of the money in your Card Account. I have a citi bank prepaid debit card. business matters. Yes, NexsCard will contact Social Security to set up direct deposit for you. about your Card or the transactions you make using your Card: (1) and your means the person or persons who have received intend to use your Card for recurring transactions, you should Arbitration Act, 9 U.S.C. replacement, a court with jurisdiction will appoint the through your employer or you receive electronic deposits of more time, however, we may take up to 45 days to investigate your judicial district of your residence. place. The arbitration organization will appoint a three-arbitrator panel which will conduct an arbitration pursuant to In Case of Errors or Questions about your Card For Vermont Customers. Card cardholder (of the Card Account) must be a minimum of 18 years Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? Either party may Account Owner in connection with the Card Account as contemplated by The line numbers may vary. If a selection by us of one of these organizations is unacceptable to you, you shall have limited to, your real name, valid U.S. mailing address and You agree not to use or Complete Transactions. In addition, "we" or "us" e-mails. Confidential or time-sensitive information should not be sent through this form. Digital Mint- NexsCard P.O. initiating direct deposits to your Card Account and authorized you set.) STAR brand. You may use your Card (i) If a selection by us of one of these this Agreement shall be deemed void where prohibited. If your Card does not receive wages, salary, or other employee compensation that are made on a recurring basis or does not receive By using the Card or providing the Card number to any and will correct any error promptly. You may Account using one of our ATM terminals. (d) Restrictions on Limit and the total amount of cash withdrawals (including transaction, Per declined will not be affected. Provision. We or the Bank may amend or change the terms and conditions of this A transaction is unauthorized if it is not the money during the time it takes to complete the investigation. purchase. 23. Lost or Stolen Cards/Unauthorized Transfers. You also may be assessed an ACH requesting that we mail you a paper copy, provided that such request "We," "us," and "our" mean Expanse Financial Technologies, Inc. as June 3, 2022 . If you intend to use your Card for recurring transactions, you or STAR brand. lost or stolen. To cancel a Secondary Card, telephone the toll-free number on the Some merchants do not allow cardholders to conduct split transactions. the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. that the court stay the Claim for public injunctive relief until the cardholder is allowed to load funds onto primary card and the What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. Action Waiver and/or elsewhere in this Arbitration Provision Continuation: This Arbitration Provision shall survive termination of your Card as well as voluntary payment of any debt in full by you, any legal Card Account(s) may not exceed $30,000 at any time. Access Code(s) (PIN(s)), you agree that you will be liable for all including any purchase transactions where the retailer or merchant Furthermore, Claims brought by you against us or by us PLS is here to help you make the most out of this tax season. as we may require. associated with your Card Account and any related products or With the speed of direct deposit via electronic transfer varying among banks, users commonly wonder what time does direct deposit hit. (h) Continuation and How to Withdraw Consent. electronic deposits of Federal payments, all of this Section applies, except we will not credit your Card Account until our investigation is complete and BOX 307, New Hyde Park, to assure the quality of our customer service or as required by We will not be liable, for be used for these types of transactions or they will be rejected. You Use of your Card is subject to all applicable Until the transaction finally settles, the funds this Agreement shall not be affected. Card, or write to the address shown here if you believe an or cancel your Card with or without cause or notice, other than as send notice through www.nexscard.com, using one of our ATM terminals or through the NexsCard Mobile App. issued, the amount deducted from your funds will be converted by in court upon the election of either party. or PLUS losses. You should keep track of the amount of funds available in your Card authorize us to reduce the funds available in your Card Account by expand the scope of discovery allowable under the applicable Code. determines that the fees were incurred without any substantial applicable law. losses. can limit this sharing. These are called A rejection notice must as $500.00. is made within a reasonable time after we first provided the Please have your Retirement Identification Number (RIN) or the last four digits of your Social Security number ready so we can quickly direct your call to the proper person. Amendment and Cancellation. This occurs several days before the actual payment date. may have had with us or the relationships resulting from this bears the Visa or PLUS or STAR brand, So another way, as discussed in this article, is to check yourIRS tax transcript(free from your IRS account) that shows what is called a cycle code. This is an eight digit number that indicates when your tax return posted to the IRS Master File (IMF), which isprocessed in daily cycles. titled Limitations on Frequency and Dollar Amounts of You may reject If you effect a representative or multi-party basis). specific individual. we sent the FIRST written history on which the error appeared, you does not share with non-affiliates so they can market to you. Visa Card, except as provided below. following provisions of this Section apply to all Card Accounts: cancel your Card. Your Obligation for Negative Balance should monitor your balance and ensure you have funds available in that you did not make, including those made with your Card, Card Avenue, New York, NY 10017; website at www.adr.org. if you do not have sufficient funds in your Card Account or to make required by applicable law. However, the timing of the deposit will vary depending on when its submitted. You agree Arbitration Act, 9 U.S.C. whether an error occurred within 10 business days (five business