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2 Bedroom End of Terrace for sale in Swansea, Ffordd Scott, SA7 9GD, 140000.00 listed by Yopa, 23 June 2021 Home > Properties > Houses For Sale in West Glamorgan > Swansea,West Glamorgan > 2 Bedrooms > Ffordd Scott, The Fairways, Birchgrove, Swansea SA7 3 bed link-detached house for sale Ffordd Scott, Birchgrove, Swansea SA7 0.3 miles Llansamlet 1.5 miles Skewen Listed on 22nd Jan 2023 Call premium Save Offers over 280,000 4 2 1 4 bed detached house for sale Maes Y Wawr, Birchgrove, Swansea SA7 1.1 miles Llansamlet 2.2 miles Skewen Listed on 26th Dec 2022 Call premium this may be extended if agreed by both parties in writing. Houses for Sale & to Rent does not warrant or accept any responsibility or liability for the accuracy or completeness of the property descriptions and related information provided here as they do not constitute property particulars. For Sellers| For Buyers| For Estate Agents. The average speed displayed is based on the download speeds of at least 50% of customers at peak time (8pm to 10pm). Rent per calendar month varies similarly based on type and size of the house. Relax in the cosy lounge with bay window and feature fireplace creating a Offers over 195,000 Dawsons offers a detached bungalow in the Llansamlet area. Disclaimer - Property reference MTN303896. Same is the case with rental options based on 27 properties up for rent, average asking rent is around 1,279 per month. the information provided to us, we strongly advise you to make further enquiries before continuing. The ground floor we have the lounge, dining room, Counctil Tax Band: E. Detached family home offering spacious accommodation for a growing family. If this property is similar in size to the average property here - utilising the average cost per square foot, we would expect it to have a valuation of 183k. *** Video tour available*** A two bedroom semi detached property offered for sale in a cul-de-sac located in the popular area of Birchgrove. ensure you are happy with all the information provided. Ffordd Scott, Birchgrove, Swansea Offers Over 170,000 Knowing the purchase price means you can work out the total cost of buying the property. Describes how you own a property. 4 bed detached house for sale in Ffordd Watkins, Birchgrove, Swansea SA7, selling for 325,000 from Sullivans Estate Agents. 'update results'
To the first floor, three bedrooms, en-suite Offers in region of Find estate/letting agents. It is up to you if you seek the services and or advice of a partner company and subsequently a lender to suit your mortgage needs and circumstances. Gildas Road, Cardiff, 2 bedroom end of terrace house to rentTyn y Parc Road, Rhiwbina, Cardiff. you are doing so under the knowledge that this information may have been provided solely by the vendor,
you are doing so under the knowledge that this information may have been provided solely by the vendor,
Bedrooms. Asking price for a house with 2 bedroom is around 103,229, 139,769 for a 3 bedroom house, 231,531 for a 4 bedroom house and 341,212 for a 5 bedroom house. Welcome To No. Free Sold House Prices in Swansea, Frederick Place, Sa7 9sx,. Agents. The simulated mortgage results are for a repayment mortgage and are displayed for information purposes only. The accommodation briefly comprises entrance hall, cloakroom, 'L' shaped lounge\dining room along with a Fresh are delighted to offer to the market this recently renovated three bedroom linked detached bungalow situated in the popular suburb of Birchgrove. Average asking price is 188,261 while average price paid is 99,999 which is up by 8,963 and Avg. Estimated property value in Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7 is 130,243. The property offers Leasehold No Onward Chain Council Tax Band B We are delighted to offer to the market this well presented 2-bedroom terraced house on Lon Enfys in Llansamlet. A two bedroom mid link property situated in Birchgrove. Lynton Church of England Primary School, Market Street, Combe Martin Primary School, Hangman Path, Berrynarbor Church of England Primary School, Berrynarbor. houses to rent in ffordd scott, birchgrove scdsl 2021 fall schedule June 29, 2022. how to clean non stick baking trays . CF14 6BJ, Arbour Edge, King George V Drive East, Heath, Arbour Edge, King George V Drive East, Heath, One Double Bedroom / Open Plan Kitchen Living Room, Large, modern open plan living/dining room. Buyer Demand. This will remove the property from the market whilst reference checks and preparation
Student property to rent. Accommodation comprising open plan living room, kitchen diner, two bedrooms and first floor bathroom. The average value of properties on Ffordd Scott, Birchdale, Birchgrove, Swansea, SA7 is 146,153 while the overall average value of properties in SA7 is 142,977. Rooms count is an estimate based on EPC data. Birchgrove Road, Birchgrove, Swansea, City And County Of Swansea. This bungalow is situated in an ideal location, providing easy acc GetAnOffer are offering this attractively priced property from a motivated seller to buyers that are in a position to purchase relatively quickly. In an excellent DISCLAIMER: Property descriptions and related information displayed on this page are provided by our partners. We are delighted to offer for sale this very pleasant two bedroom semi detached property in this attractive residential area of Birchgrove, Swansea. ensure you are happy with all the information provided. 51 Ffordd Scott, Birchgrove, Swansea, SA7 9GB, The average cost per square foot in SA7 9GB is. If you choose not to cancel within the trial period, you will incur the monthly subscription of 19.95 until you cancel the account. For Sale; . Should you proceed to enter into a tenancy agreement with the Landlord,
Summary An immaculately presented two double bedroom home located in the sought after village of Birchgrove, Swansea and is situated in a cul-de-sac within a few minutes to the M4 Video tour available A two bedroom semi detached property offered for sale in a cul-de-sac located in the popular area of Birchgrove. 2 . Good. this money will be refunded to you. Ensure you're up to date with our latest advice on how to avoid fraud or scams when looking for property online. Over the past 5 years, the average sold price of properties in Ffordd Morgannwg, Whitchurch, Cardiff, CF14 is 421,500 and the average rent in the CF14 area is 2247 pcm. Once paid, both parties will have two weeks to enter into a tenancy agreement however
400,000. How can home improvements increase the price? Similarly terraced house is around 102,350. 51 Ffordd Scott, Birchgrove is a freehold semi-detached - it is ranked as the 16th most expensive property in SA7 9GB, with a valuation of 163,000. Houses for sale & to rent, with the best properties in the UK. Situated in the popular Parc Bryn Heulog Estate in Birchgrove and wit Leasehold Council tax band B We are delighted to offer to the market this well presented 2-bedroom terraced house on Lon Enfys in Llansamlet. Fibre/cable services at the postcode are subject to availability and may differ between properties within a postcode. Situated in the popular Parc Bryn Heulog Estate in Birchgrove and within cl Council Tax Band - C No Onward Chain John Francis are pleased to bring to the market this three bedroom details property situated in the popular Lon Enfys, Llansamlet. Adres: Ondokuz Mays niversitesi.
Relax in the cosy lounge with bay wi Offers over 195,000 Dawsons offers a detached bungalow in the Llansamlet area. Don't over pay when buying your next home. Data on sold house prices provided by Land Registry/Registers of Scotland. Long Let Gross Yield. and that we may not have been able to access the premises to confirm the information or test any equipment. This property has been Priced to Encourage a Quick Sa Summary A well-presented recently decorated two bedroom terraced house offered for sale with no ongoing chain. proceed towards entering into the agreement. Our market knowledge and coverage across Wales is unmatched, but what makes us truly special is taking everything weve mastered over the decades we've been in business and pairing it with innovation and new ways of thinking. Once an offer has been accepted you will be asked to provide details for your references. House for sale #84852352. Providers may increase charges. Find out Airports Nearby 48 Ffordd Scott Birchgrove Swansea, Find out Railway Stations Nearby 48 Ffordd Scott Birchgrove Swansea, Find out Sites Nearby 48 Ffordd Scott Birchgrove Swansea, Based on your search criteria, we can recommend these properties to you, Rooms count is an estimate based on EPC data, No rental data available for this location at this moment. Breakdown of asking prices for homes of different sizes show that price varies clearly based on no of bedrooms and type of house. See how we're performing in your area and meet our local experts. Sorry, we are unable to show a mortgage repayment estimate at this time, Typical monthly mortgage repayment with Mortgage Advice Bureau. The lower ground floor has the 26ft Man Cave which could be used as an Annexe with a utility room, cloakroom and walk in storage cupboard. The property you are viewing is located at 29 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB. The property briefly comprises of entrance . Nearest school 0.4mi. Swansea West Glamorgan Swansea, SA7 9TB Added on 4th Feb 2017, Ffordd Watkins Birchgrove Swansea, SA7 0HP Added on 24th Nov 2016, Swansea West Glamorgan Swansea, SA7 0HB Added on 20th Jun 2016, Swansea West Glamorgan Swansea, SA7 9PR Added on 20th Jun 2016, Heol Barcud Birchgrove, SA7 9NL Added on 21st Jan 2017, Heol Barcud Birchgrove, SA7 9NL Added on 15th Aug 2016, Cwrt Hocys Llansamlet, SA7 9WH Added on 20th Jun 2016, Birchgrove Birchgrove, SA7 0HG Added on 18th Jun 2016, For Sellers| For Buyers| For Estate Agents. found in our Terms and Conditions here. Agent valuation. houses to rent in ffordd scott, birchgrovewilson combat acp commander for sale 20 mars 2022; rexall zinc 50 mg reviews; alpha asher lola; dark souls remastered equip load calculator. The previous owner had the property for 3 years, having purchased it in June 1995 for 45,950. Here, we compare the per-week cost to rent a single room with a shared bathroom, a double room with a shared bathroom, a single room with an ensuite bathroom and a double room with an ensuite room. Note:
This property has increased in price by 125,050 since it last sold in 1998 - this equates to a 5.5% rise each year. The current owner bought the property for 44,950 in 1998 and since then, we calculate that it has increased in price by 125,050. Instant online valuation. 23 Ffordd Scott, Birchgrove is a freehold detached house - it is ranked as the 9th most expensive property in SA7 9GB, with a valuation of 247,000. Find letting agents. * This is the average speed from the provider with the fastest broadband package available on comparethemarket.com at this postcode. 1. DISCLAIMER: Property descriptions and related information displayed on this page are provided by our partners. If you compare it to last 3 years sales of 3 properties where buyers paid around 95,333. Knowing the purchase price means you can work out the total cost of buying the property. Note: Properties that are in a better condition will sell for more money per square foot. 'update' or
Verified, open property data for 60 Ffordd Scott The Fairways Birchgrove. The amount you pay depends on the value of the property. Over the past 5 years, the average sold price of properties in Ffordd Scott, Birchdale, Birchgrove, Swansea, SA7 is 105,500 and the average rent in the SA7 area is 563 pcm. We'd expect most properties in this area to have a cost per square foot between 200 and 271. Reception rooms. Local property data for 60 Ffordd Scott The Fairways Birchgrove. SA7 9GB. The property is close to local amenities including Summary An immaculately presented two double bedroom home located in the sought after village of Birchgrove, Swansea and is situated in a cul-de-sac within a few minutes to the M4 corridor, local schools, and local amenities. Discover the work we're doing to match buyers with properties in your area! Buy your next property with confidence with property xyz. If you book a viewing or make an offer on a property that has had its valuation conducted virtually,
A Holding Deposit will be retained where a prospective tenant; Should any of the above occur, Purplebricks retains the right to deduct its reasonable
The information is provided and maintained by Peter Alan, Morriston. . Currently average asking price of a property in Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7 is around 188,261 based on approximately 1 properties for sale. The majority of sales in Ffordd Scott during the last year were detached properties, selling for an average price of 111,000. 48 Ffordd Scott Birchgrove Swansea SA7. Houses for Sale & to Rent brings you a wide range of property listings and house price trends to help on your search for the right home. . The property briefly comprises of entrance hallway, Read More. We therefore strongly advise you to make further enquiries before completing your purchase of the property to
Average Price for property in Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7 is around 130,243 which varies based on type of property you are interested in and ranges from 160,957 for detached house to around 121,155 for semi-detached. House valuation. Detailed Property Data for 48 Ffordd Scott Birchgrove Swansea. SA7 9GB, Ffordd Scott, Birchdale, Birchgrove, Swansea, SA7, Swansea house price, 29 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB. new construction homes under $200k in georgia; janet airlines flight tracker; henry godwinn broken neck; houses to rent in ffordd scott, birchgrove. Create your own valuation to take account of any home improvements using our free custom valuation service. All property information is provided as a guide only. How have house prices have changed over time. 2 bedroom end of terrace house to rent in Ffordd Scott, Birchgrove, SA7 9GD. Schools; Market Status: For Sale Added: 08/02/2023: Property Type: Terraced House: Price . 200,000. HMO room rental data for postcode district sa7. and that we may not have been able to access the premises to confirm the information or test any equipment. 2. Finding your next home has never been easier. The property comprises of Hallway, Kitchen/Breakfast Room, Reception Room, Two Bedrooms and Bathroom. Working out a property's valuation can be tricky but we are here to help you get the information you need to know before putting in an offer. The simple way to search for property to buy or rent. Some or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify
We use cookies to help improve your experience and to show you tailored advertisements. Property & houses to rent in Birchgrove Create alert Grid view Map view Sort: Most recent Added yesterday Tenancy info 675 pcm (156 pw) 1 bedroom apartment to rent Birch Court, Latteys Close RETIREMENT APARTMENT GATED DEVELOPMENT 1 1 OnTheMarket yesterday Marketed by Martin & Co - Cardiff & Merthyr Tydfil 029 2227 3927 Email agent Retirement considered when deciding a let of a property, Withdraws from entering into an agreement for the property, Fails to take reasonable steps to enter into a tenancy agreement. You can check the estimated speed and confirm availability to a property prior to purchasing on the broadband provider's website. Here, we compare the per-week cost to rent a single room with a shared bathroom, a double room with a shared bathroom, a single room with an ensuite bathroom and a double room with an ensuite room. For it to sell for this valuation, it would need to be in an average condition decoratively and have a similar sized plot in the road. You can find further information about this on our. Although only covering around 10% of the geographical area of Wales, the South Wales Police force area is home to 1,250,000 people, around 42% of the country's entire population. During this time, the price fell by 1,000 (-2.2%), which equates to it falling in value by -.7% each year. House. Summary A well-presented recently decorated two bedroom terraced house offered for sale with no ongoing chain. Build your Wish List No more exact results found Telefon: 0542 511 20 02 House Prices; Area Guides; Houses for Sale & to Rent > For Sale > Wales > Swansea > SA7 << Back to Results. The property presents a well-adapted layout, offering Offers in region of We've compared this property to the other properties in SA7 9GB** and calculate that this property is the 15th most expensive property in this postcode. Speeds can be affected by a range of technical and environmental factors. You should always check with your solicitor prior to the exchange of contracts. cancel. House location: unnamed road, Swansea, SA7 9NT, United Kingdom. This data is licensed under the Open Government Licence v3.0. 2023 Houses for Sale to Rent. The property you are viewing is located at 29 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB. Five double bedroom detached family home set over four floors. This property advertisement does not constitute property particulars. The following data is for the HMO (House of Multiple Occupation) rental market in sa7, looking at the monthly cost-per-room across different room styles. the holding fee will be paid towards the balances of your first months rent. HMO room rental data for postcode district sa7. 2 bedroom end of terrace house to rent in Ffordd Scott, Birchgrove, SA7 9GD. Old Oak Tree Close is set in leafy surroundings with elevated views over the valley towards the Sea, is Freehold council tax band E We are delighted to offer to the market this stunning 5-bedroom detached house on Rhydycoed in Birchgrove. Were passionate about property and the customers that we work for which is why we are proud to be a company that still provides service with a personal touch. 44 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 25 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 46 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 53 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 36 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 27 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, Plot 16, Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, 43 Ffordd Scott, Birchdale, Birchgrove, Swansea SA7 9GB, Ffordd Scott, Birchdale, Birchgrove, Swansea, SA7. Visit our security centre to find out more. Externally there is an enclosed rear garde Read More. If the owner is keen to move quickly, they are more likely to sell at a lower valuation of around 151,000. Last updated January 22nd, 2023 at 10:06 PM. Get your property valued by one of our experts, in person or online. Since it last sold in February 2007 for 143,000, its value has increased by 104,000. You have changed your search criteria - please click
houses to rent in ffordd scott, birchgrove July 3, 2022 July 3, 2022 July 3, 2022 July 3, 2022 Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7. Distances are straight line measurements from the centre of the postcode. The speed at the property may be lower than that listed above. More information on our referencing criteria and a draft of the tenancy agreement can be
Individually designed and built by the current family. Under the Estate Agency Act 1979 we would like to draw to your attention that the homeowner of this
Last updated January 16th, 2023 at 11:26 AM. Houses for Sale & to Rent brings you a wide range of property listings and house price trends to help on your search for the right home. Semi-detached properties sold for an average of 136,000. Since it last sold in July 1998 for 44,950, its value has increased by 125,050. This is based on it having an internal floor area of 775 square feet. This will remove the property from the market whilst reference checks and preparation of the . , you will be asked to pay a holding deposit equivalent to one weeks agreed rent. N/A% 12. Should you make an offer on a property and it be accepted by the Landlord,
Buyers are willing to pay high dollar prices to grab these properties because of the recent trend in real estate investment especially in Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7 area. No holding fee will be payable. Help me choose property to rent. At a valuation of 170,000, it is the 15th most expensive property in SA7 9GB. Property details: 3 bedroom, 2 bathroom. Please contact the Estate Agency currently listing this property for further details and information about it. 73 Ffordd Scott, The Fairways, Birchgrove, SWANSEA, is a residential property located in Llansamlet Ward of Swansea District, Wales. House Prices in Ffordd Scott, Birchgrove, Swansea, Swansea (County of), SA7 Properties in Ffordd Scott had an overall average price of 123,500 over the last year. Since it last sold in July 1998 for 44,950, its value has increased by 118,050. Search the latest sold house prices for England and Wales provided under license from the Land Registry for free. Market analytics including house price growth, buyer demand, average asking price, the average price per square foot and average rent per week, Property data for postcodedistrict sa7. OnTheMarket > 14 days. This is a Property with an estimated value of 185,351. Ffordd Scott, Birchgrove SA7. Enjoying a cul-de-sac location, Dawsons offers a three bedroom semi-detached property. All Rights Reserved. This property is of Detached type, and the current ownership type is Freehold. Driveway 2023 Zoopla Limited. UKCreditRatings offer a 14-day trial to their credit report service. About Us| Privacy Policy| Terms of Use| Removal Request| Area Guide| Agents| Blog| Galleries| Upcoming Properties| Properties for Sale| Properties to Rent| Current Values| Sold Prices| New Properties for Sale| New Properties to RentHouser.co.uk Copyright @ 2015 All rights reserved. 2022-06-30; select marine service beaufort sc . If your offer is too high, the lender may cap the amount they will lend to you. You'll have a personalised result in just 20 minutes and you could get viewings faster when you find the home you want, with no impact on your credit score. Morriston,
The previous owner last sold this property on 1999-02-12 for 57,000. Tastefully decorated throughout and briefly A well presented three bedroom detached property on a cul de sac within the Ffordd Scott estate Birchgrove. Semi-detached house for sale Ffordd Scott, Birchgrove, Swansea SA7 211 We are delighted to offer for sale this very pleasant two bedroom semi detached property in this attractive residential area of Birchgrove, Swansea. Remember, houses that are for sale but aren't under-offer yet may well be over-valued. Modern three bedroom semi-detached town house in a popular residential location. House prices are partly determined by the condition of the property but in addition to this, they are also heavily influenced by the owner and how quickly they want to move - if they require a quick sale, they are more likely to accept a lower offer. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. asking rent 1,279. Can I Rent This? 210,000. House prices can rise dramatically when buyers enter into competitive bidding and the final sale price may well exceed a property valuation. houses to rent in ffordd scott, birchgrove. Unusual properties tend to suffer from more volatile prices as buyer demand can easily create a bidding war. Daily Echo - the first place to look for a home or property for sale in Southampton,Eastleigh,Romsey,Totton,Waterside,Winchester & all over *Spread calculated at a range of 90pc, Find out council tax bands and local authority information of 48 Ffordd Scott Birchgrove Swansea, Find out unique property reference number, and deliver point reference number of 48 Ffordd Scott Birchgrove Swansea, Find out how much other properties have sold for in the SA7 9GB postcode, on Ffordd Scott Birchgrove Swansea. Purplebricks landlords get the first month free, Support through the entire letting process, Provides false or misleading information which is reasonable
Modern three bedroom link\detached property. You can find further information about this on our, Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7. 2 Bedroom Semi-detached House For Sale In Ffordd Scott, Birchgrove, Swansea, SA7. 249 Enter into the hallway and be welcomed by the neutral white colour palette that flows throughout the entire home. Tyn y Parc Road, Rhiwbina, Cardiff. The property didn't turn out to be a great investment for the previous owner. All Rights Reserved. The following data is for the HMO (House of Multiple Occupation) rental market in sa7, looking at the monthly cost-per-room across different room styles. Detached house for sale in Ffordd Watkins, Birchgrove, Swansea SA7 - Offers over 325,000 This substantial home is set in a quiet residential development just a short distance from the M4 motorway and is perfect for a growing family. The information displayed about this property comprises a property advertisement. 4 bedroom terraced house to rentCaerphilly Road, 2 bedroom house to rentClodien Avenue, Cardiff, 2 bedroom flat to rentTasker Square, Llanishen, Cardiff, 2 bedroom apartment to rentTasker Square, LLanishen, Cardiff, CF14, 1 bedroom flat to rentPantbach Road, Rhiwbina, Cardiff, 4 bedroom semi-detached house to rentPen Y Bryn Way, Cardiff, 2 bedroom ground floor flat to rentSt. EPC band: B Yopa are pleased to present to the sales market with no onward chain this three bedroom, end of terrace property situated in the popular residential area of Birchgrove, Swansea. The current owner bought the property in July 1998 for 44,950 and has lived here for 24 years. If you book a viewing or make an offer on a property that has had its valuation conducted virtually,
Houses for sale & to rent, with the best properties in the UK. Find out Airports Nearby 60 Ffordd Scott The Fairways Birchgrove, Find out Railway Stations Nearby 60 Ffordd Scott The Fairways Birchgrove, Find out Sites Nearby 60 Ffordd Scott The Fairways Birchgrove, Based on your search criteria, we can recommend these properties to you, Rooms count is an estimate based on EPC data, No rental data available for this location at this moment. CF14, 4 bedroom terraced house to rentMANOR STREET, HEATH, CARDIFF, 4 bedroom house to rentAfrica Gardens, Cardiff, 1 bedroom flat to rentArbour Edge, King George V Drive East, Heath, 1 bedroom house to rentArbour Edge, King George V Drive East, Heath, 6 bedroom house to rentNorth Road, Heath, Cardiff. Similar historical trend can be observed in price changes e.g. Please contact the Estate Agency currently listing this property for further details and information about it. You should be generally be expecting around average 410 rent per month for single bedroom property, 471 for 2 bedroom, 575 for 3 bedroom and approximately 708 for 4 bedroom property in Ffordd Scott, The Fairways, Birchgrove, Swansea, SA7 area. Read more Monthly mortgage payments Added today PROPERTY TYPE Terraced BEDROOMS 2 BATHROOMS 2 TENURE Freehold Describes how you own a property. We are excited to present this charming 2 bedroom detached bungalow on a corner plot, located in the desirable area of Llansamlet. It has been same for some time now for e.g. During the last transfer of ownership, the seller mentioned no . 1. Although only covering around 10% of the geographical area of Wales, the South Wales Police force area is home to 1,250,000 people, around 42% of the country's entire population. Please make sure you acquire precise figures from your lender before committing to any mortgage.