Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. Home Approval. Get in into the PERFECT school district i have been wanting for SOOO long! Enjoy your new home and know we've got your back. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Unfortunately not. I was able to choose my own rental property while this company credit qualified on my behalf. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. We help people get their new homes since 2014 non-stop. Can I still qualify for an Insurent Lease Guaranty? No. We've already gotten denied once and i'm . My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Country Woods Apartment Homes. Very professional and friendly people. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. What do I do if the apartment I choose is not an Insurent certified building? Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Case in point: Scammers might hand you keys that don't even work. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. We guarantee our servicesCPN and our "Credit Score Improvement Program". I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. For Luxury Homes, Condos and Townhomes, All Apartments. Evictions, Broken Lease, Bad Credit, etc. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. We've. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Grow your business. Contact us to find out more and don't forget to ask about our fast-tracked program. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? We also qualify international students with Responsible Parties. Contact. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. We use dedicated people and clever technology to safeguard our platform. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. And that wasn't even the worst possible outcome. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. Once Insurent receives all applications that are required from signatories, each application goes through the evaluation and approval process. Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. Close deals quickly with no need for cosigners. The approval Also, my credit has gone up about 65 points since I signed my lease. . Can I still qualify for an Insurent Lease Guaranty? I was turned down and almost forced to reside to live in less than ideal apartments. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. It just depends upon whether your scammer wants cash, your personal information, or both. Can the Insurent Program help me if I have terrible credit? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. While personal loans are its core offering, the company also provides auto loans and student loans. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. If you claim we have charged you anything, you have the wrong company. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. The guaranty fee is per lease, not per person. I use them on all leases when an applicant is borderline and I may be on the fence about them. Award winning company since 2018. This company came through and for 3.5 years we have used them with ZERO issues. I asked a simple question of is this a scam and they got defensive. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Yes. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. You receive a full refund of the guaranty fee in one business day. 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. Anchoryourassets eventually kept all my money and even the deposit I had placed. They're strict, but considering the business they're in, it's to be expected. We are the #1 Apartment Approval Company in the nation. More Approvals amanda was so helpful and easy to work with! It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. Evictions, Broken Lease, Bad Credit, etc. I asked david and he said their a situation. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. Like any other business our goal is to make money but not at the expense of hurting or lying to people. --We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Can the Insurent Program help me if I have no U.S. based credit history? Contact a Placement Coordinator directly at (888) 240-8930 Our Corporate Entity has excellent credit to help you get "Approved." We help you rent townhomes, apartments and single family properties within our nationwide database of realtors and management companies we currently work with. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Insurent is continuously expanding its base of certified buildings. However, they didn't know I always get everything agreed in writing. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. Never complete the rental application or background check information without making sure the property and landlord are legitimate. "If it doesn't feel right, it probably isn't right," Mermelstein said. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. Rebate Offer | The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Here are 8 tips for writing great reviews. knowledgeable staff outlined the different options, then helped us get approved for the apartment. I tried anchoryourassets to secure a lease after my bankruptcy. Need No Credit Check Apartments or Lease Guarantor? If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. We'll contact your three apartments or single family rental choices listed on your Application for approval. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. Loved the service. Welcome to Acacia Terrace Apartment-Homes in Brea! Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. Easy, done. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. I felt good about it. GUARANTEED RENTAL APPROVAL; . 4.6. November 2007. Please visit our website and start with the inquiry form. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. I seriously recommend! Cookie Settings Accept All Which I never did due to the covid-19 pandemic. We walk you thru the process. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. The REAL DEAL - they helped me with a BK filing and an eviction. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. The Insurent Lease Guaranty does not require you to pay any additional fees. shouldn't prevent you from living in a House or Apartment you love. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. Fill out the lease guaranty application online and send us your paperwork. | Privacy Policy All communication from them at that point stopped no resolution, no apology and no refund. My student loan debt and medical bills were keeping me from being approved but they saw thru that. ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area If you want proof let me know.P.S. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. If your ready to find your new home let us help. Joule La Floresta. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. Their friendly They have a option to call corporate but that option leads you to a non working line. Your rights and obligations remain exactly the same, including your obligation to pay rent as required by your lease. If she had wired any cash, it would have been gone without a trace. Thank you Alanda and Robert you truly are Angels Im Disguise. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. thanks again!! We have been around over 10 years now starting our business in 2009. Find out how we combat fake reviews. Well I got approved. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! The risk of identity theft is significant, and can happen in much the same way as the wired money scam. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. No scam, no fly by night company. I then texted the ONE number they have and asked if it was scam. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! Opt-In Form- Get Free Email Updates! Who pays for the Insurent Lease Guaranty? A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. Bums!!! Total income including guaranteed bonuses are included in annual income. Nardo's story is not uncommon. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. (*this data captured by a data analytics tool) When you sign a lease agreement, make sure . This company is literally a scam. All 50 states. Ways2Rent provides free second chance rental consultation. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. Many of our clients have experienced a What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. It is important the lease is read fully and understood before signing it. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. This building is located in Brea in Orange County zip code 92821. These cookies will be stored in your browser only with your consent. Very fast they got me my desired apartment. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. He then spent eight years as a content lead on the Windows team at Microsoft. I did everything right and still was not able to secure an apartment through them. Follow the rules--basically be a good tenant--and things will work out well for you with this company. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Submit a copy of bank/ brokerage statement and ID. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. This business preys on those asking for help. Who are the various types of renters for who you issue guarantees? Here's what you can do. Call today. Preserve your credit with no credit check qualification. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. We can also combine parents to meet the above tests. You probably won't ever get it back," Coon said. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? Look into the future even if you have a low credit score. We work in all 50 states.No geolocation limit. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Please look at these as proof. Get more reviews from your customers with Birdeye. No. Anyone can write a Trustpilot review. Information is deemed reliable but not guaranteed. Our Apartment Approval Program is the best in the nation. The community amenities include a sparkling pool, community barbecue . Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. | Consumer Protection Notice And that wasn't even the worst possible outcome. Marquita B. Reviews not showing up on Google? Hey thanks for the kind words! Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? This profile is powered by Birdeye. They also almost always communicated through email and text message. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Apartment hunting can feel like a virtual minefield of scams. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. The landlord (or potential scammer) can't run off with your personal information, because they never see it. You received a message we cannot assist. We followed up with places he suppose to contact and he didnt. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. This company wasted my time and money. Need help Getting Approved. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! Their father (or some relative overseas or here) would not be a signatory on the apartment lease. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . 2023 Trustpilot, Inc. All rights reserved. The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. We offer a free pre-screening application And Same-Day Approvals. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Are you liquid for the lease but have no income? This company however called me answered all my questions. No. "These charges could deplete your entire security deposit. Reach out anytime. They will take your hard earned money and not do a **** thing. good luck finding another cosigner/guarantor - note: we never changed you a penny. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. | Terms of Use Guaranteed Apartment Approval cares about your needs. Now I live in a gorgeous apartment. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. Case in point: Scammers might hand you keys that don't even work. Ryan Coon, CEO of online property management platform. Click Here to fill out an Online Pre-Qualification form. Pre-screening is totally free! As a landlord, this is a no-brainer. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment.